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Big rate increase announced

March 30, 2010 by · 1 Comment 

Wayne Mah, A.M.P.

The Royal Bank of Canada led the way today and increased their posted mortgage rates on their 3, 4 and 5 year fixed rate terms. On the 5 year fixed rate term they increased it by a whopping 60 bps, going from 5.25% to 5.85%.

3 and 4 year terms were increased by 20 and 40 bps respectively.

These increases had been anticipated for quite some time now as the yields on the bonds had increased significantly over the past while biting into the profitability of their mortgages.

TD Bank later in the day matched these increases. We can expect the other lenders to follow suit shortly.

  • http://www.realtown.com/members/JayBC Jay

    So the days of historically low mortgage rates are finally numbered. And variable mortgage rates will surely follow them soon. Anyway, the rates are still very low, and the lenders won't be able to keep them like this forever – It's only a question of time before they'll rise again. Thanks for the post.